Imagine, if you will, a program that offers market related returns without being in the market. The principle is guaranteed and the gains ar
Today, we're discussing various retirement risks like longevity, medical expenses, investments and the death of a spouse as well as how they affect you during your retirement. Other things we talk about in this episode How to avoid outliving your income Life insurance can make up the difference Differences between using a life insurance vs a pension plan during retirement Why medical insurance is so expensive before age 65 Review of negative sequence of returns Questions to ask yourself What income will I be bringing in during retirement? What about long-term care? How to get in touch with us If you want to know more about what DAK Financial Group can do for you, send us a message on Faceboo
Today, we have an episode that's a little different. We're looking at a real case study of a client that recently came into DAK Financial Group. **Names have been changed to protect the identify of our client** Other things we talk about in this episode Be sure your financial advisor is asking the right questions You don’t know, what you don’t know What it’s important to have an advisor that is a fiduciary Having estate planning documents in place Questions to ask yourself What is my definition of help? Do I have a financial profile in place? If you aren’t defining what help means to you, someone will define it for you. How to get in touch with us If you want to know more about what DAK Fina
Retirement planning is multi-faceted. There are so many moving parts when it comes to retiring, and we want to be sure you're succeeding in each stage. Today, we're talking about how to be successful during the distribution phase of your retirement. Other things we talk about in this episode Distribution phase of retirement - The time in your life when you start collecting on the investments and retirement savings accounts you've set up throughout your life. Accumulation vs distribution phase Being "successful" during this phase of your life can not only provide an income for you but can help you with long-term health costs as well Avoiding unpleasantness of retirement costs with planning Co
When you're preparing for your retirement, there is a lot of information passed back and forth across the table if you get lucky enough to speak to someone in person. At DAK Financial Group, we make it our mission to understand your definition of help before moving forward, and your financial planning checklist helps us help you get organized. Here's why you should have a financial planning checklist if you don't already. Other things we talk about in this episode Putting together a checklist that gets you from point A to point B Different aspects of the checklist Questions to ask yourself Q: How do I start making my checklist? Ask your financial advisor Q: Who can help me plan? Financial ad
Here at DAK Financial Group, we want you to understand how things work. Today, we're talking about the nature of an IRA and why you should be more familiar with how it works. Other things we talk about in this episode Individual retirement account – federal government giving you a tax deduction on your income tax return. Shifting priorities when it comes to IRAs American industry is reliant on stocks and mutual funds which are risky Put your monies in something that protects your money and helps you earn money over time Recommending a fixed index annuity with an IRA They are contractually guaranteed by the assurer - the principal is protected Questions to ask yourself 1. Do you have an IRA?
When it comes to your retirement, you need someone you can trust. Not only does David Kutcher understand this, his entire mission is to support you to the beset of his abilities when it comes to the needs of you and your family. More About DAK Financial Group David Kutcher is a graduate of Bridgewater State College and spent 15 years as a Ground Combat Infantry Officer in the Marine Corps. He started DAK Financial Group in 1992 and is active in the community as a member of the Meredith Rotary Club. David is an avid outdoorsman and enjoys spending his spare time in the woods and on the water. David and his team dedicate their time and resources to helping you understand and become an active v
Discussing your retirement options can be stressful, time-consuming, and downright confusing. Here at DAK Financial Group, our primary focus is you. Join me, David Kutcher, as we navigate the process of determining goals, strategies, and what’s best for you and your family when it comes to your retirement. We specialize in helping you get the most out of your money with safety, growth, and control. How to get in touch with us If you have any financial questions you want answered, contact us here.
